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How do I set up wire and ACH transfer instructions?You can wire or transfer money via ACH from your Northern Trust banking deposit account to an account at another financial institution. You can also transfer money to your Northern Trust banking deposit account via ACH from an account at another financial institution. You must set up electronic transfer instructions to specify the accounts and type of transfers allowed. To do so, complete and mail the Request for Electronic Transfer Instructions form, available from the Transfer page and the Account Services page. This form provides authorization to originate a debit or credit from a Northern Trust banking deposit account to another financial institution. We will notify you by phone and e-mail when these services are available. It will take approximately three days to set up your wire transfer service and approximately two weeks to set up your ACH service. During the two weeks for ACH setup, we send a $0.00 transaction to your account at the other financial institution in order to validate the information. Once you have set up electronic transfer instructions, you can use the Transfer page to initiate wire or ACH transfers between the accounts specified in your instructions.
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